03 / Policies Auto insurance

Start with what’s included.

Three Auto policies.
One comparison.

Garage Digital presents its Auto policy options against the same coverage list, so you can see exactly where each level expands. Every policy below uses the same 14 comparison points in the same order.

Included Not in this level

Policy 01 Core8/14

Policy 02 Extended11/14

Policy 03 Complete14/14

Policy 01 Core 8/14coverage points included

01Third-party injury liabilityIncluded
02Third-party damage liabilityIncluded
03Uninsured driver protectionIncluded
04Underinsured driver protectionIncluded
05Medical payments for you & passengersIncluded
06Personal injury protection where applicableIncluded
07Collision damage coverageIncluded
08Theft, fire & weather damageIncluded
09Rental car during covered repairsNot included in this policy level
10Roadside assistanceNot included in this policy level
11Towing & on-the-spot laborNot included in this policy level
12Glass & windshield repairNot included in this policy level
13Accident forgiveness where availableNot included in this policy level
14New car replacement where availableNot included in this policy level

6 points not in this level

Policy 02 Extended 11/14coverage points included

01Third-party injury liabilityIncluded
02Third-party damage liabilityIncluded
03Uninsured driver protectionIncluded
04Underinsured driver protectionIncluded
05Medical payments for you & passengersIncluded
06Personal injury protection where applicableIncluded
07Collision damage coverageIncluded
08Theft, fire & weather damageIncluded
09Rental car during covered repairsIncluded
10Roadside assistanceIncluded
11Towing & on-the-spot laborIncluded
12Glass & windshield repairNot included in this policy level
13Accident forgiveness where availableNot included in this policy level
14New car replacement where availableNot included in this policy level

Everything in Core + 3 points. 3 not in this level

Policy 03 Complete 14/14coverage points included

01Third-party injury liabilityIncluded
02Third-party damage liabilityIncluded
03Uninsured driver protectionIncluded
04Underinsured driver protectionIncluded
05Medical payments for you & passengersIncluded
06Personal injury protection where applicableIncluded
07Collision damage coverageIncluded
08Theft, fire & weather damageIncluded
09Rental car during covered repairsIncluded
10Roadside assistanceIncluded
11Towing & on-the-spot laborIncluded
12Glass & windshield repairIncluded
13Accident forgiveness where availableIncluded
14New car replacement where availableIncluded

Everything in Extended + 3 points. All 14 included

Swipe or use the tabs above to move between policies

NoteCoverage availability, terms, conditions, limits and applicable requirements can vary. The inclusions shown describe these displayed policy levels and are not a statement of what any law requires.

Auto / 3 levels / 14 points

02Reading the comparison

Included doesn’t mean identical.

Close detail of reflections across dark car bodywork

Included does not equal every detail.

A Limits
B Deductibles
C Conditions
D Exclusions
E Availability

A checkmark in the comparison tells you one thing: that coverage point belongs to that displayed policy level. The name alone doesn’t carry every policy detail.

Two options can share a coverage category and still have details worth comparing. Once you’ve found the checkmark, look at the policy information connected to it:

01Limits
02Deductibles, where applicable
03Conditions
04Exclusions
05Availability
06Who or what is covered
07When the coverage applies

The name tells you what to look for.
The details tell you how it works.

Organize the options first. Then inspect the details that affect the decision.

03Before you contact us

The policy is one part.
The vehicle details are another.

Having a few details organized makes an Auto policy conversation more specific and useful. We may ask about other details too, and no single item decides price or eligibility on its own.

Zone 01 Vehicle Year, make and model.
Zone 02 Use How the vehicle is generally used, such as commuting or other regular driving.
Zone 03 Drivers Who regularly drives the vehicle.
Zone 04 Current info Relevant existing insurance details, when available.
Zone 05 Priorities The coverage areas you particularly want to discuss.

Intake / 5 items organized

Vehicle/Use/Drivers/Current info/Priorities

Bring what you have. We’ll help you sort out the rest.

Message Us About Auto

View from a car interior with warm dashboard light, looking out through an open garage door

04Also from Garage Digital

Auto is here to compare.
Life and Travel start here.

Garage Digital also offers Life and Travel insurance. Each one starts with a conversation with our team.

A person reviewing household papers at a desk beside a glass wall, with an SUV in the adjacent garage

Category 02 / Life insurance

Considering Life insurance? Message Garage Digital to talk through the available options in relation to your financial responsibilities and the people or obligations involved in your planning.

Message Us About Life